4. What does TunaiKita do with the data that it collects from my smartphone and online data sources?
TunaiKita complies with POJK/77 by storing your data in Indonesia servers. The data we collect is anonymized and secured from unauthorized access. In addition, your data is used to calculate your credit score. TunaiKita never sells your data. Our lending robot only uses your personal and repayment data to underwrite your loan application and review your credit score.
From time to time, TunaiKita may be required to share selected anonymised data or metadata with peer lenders and third-party service providers as governed by our Service and Privacy Agreement signed with you during your account registration.
Last but not least, TunaiKita is required to submit your loan data to OJK as part of the POJK/77 regulatory framework.